tag:blogger.com,1999:blog-44872280820302044382012-01-31T16:44:20.336ZWelcome to Boshers Holiday Home Insurance blog. Full of useful tips for owners of furnished holiday homes, cottages and self-catering complexes let commercially for short term holidays in the UK.Boshers Ltdnoreply@blogger.comBlogger1081100tag:blogger.com,1999:blog-4487228082030204438.post-78142357945716892202012-01-31T16:43:00.003Z2012-01-31T16:44:20.342Z

What could be better than a brisk walk, followed by snuggling up with a hot chocolate beside a roaring log fire in your UK holiday cottage this winter?  However between now and February half-term the reality is that many holiday homes will be unoccupied and susceptible to pipes bursting in freezing weather, especially if owners have not taken precautions. According to XCWeather 

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-32252668295675600792012-01-24T09:33:00.000Z2012-01-24T09:33:48.289Z

Callous thieves caused severe water damage to a holiday home for children with cancer after they stole lead from its roof. Cancer charity CLIC Sargent House who run the centre, now face a £15000 holiday home insurance claim to repair the roof.  Between 2007 and 2010 the insurers for our holiday home insurance scheme, Ecclesiastical received almost 8000 metal theft claims, at an estimated cost

Boshers Ltdnoreply@blogger.com0Bideford, Devon EX39 3HN, UK51.0100499 -4.233829951.0075524 -4.2387654 51.012547399999995 -4.2288944tag:blogger.com,1999:blog-4487228082030204438.post-62643556229661029322012-01-23T12:07:00.000Z2012-01-23T12:07:03.237Z

According to www.accommodationknowhow.co.uk announcements should be expected soon on various issues affecting the regulatory burden faced by holiday home owners. On the one hand an independent group of industry experts have identified 53 regulations that can be repealed or revised to help tourism. On the one hand announcements are pending on proposed revisions to the Controlled Waste

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-21420280711001818872012-01-03T10:47:00.000Z2012-01-03T10:57:32.212Z

Furnished holiday lettings have for many years benefited from being treated as a trade for income tax purposes giving commercially let holiday home owners some tax advantages over other lettings.  The special rules for Furnished Holiday Lettings (FHL) for 2011-2012 have changed and they will change again in 2012-2013. There are significant changes regarding the Qualifying tests and it is for

Boshers Ltdnoreply@blogger.com2Bideford, Devon EX39 3HN, UK51.0100499 -4.233829951.0075524 -4.2387654 51.012547399999995 -4.2288944tag:blogger.com,1999:blog-4487228082030204438.post-16664581690711701522011-12-29T09:11:00.000Z2011-12-29T09:41:01.467Z

Based around the theme, create magical memories to take home and treasure. The new advert from cottages4you and Enjoy England promotes cottage holidays in Britain. Whilst it is likely that only the largest of holiday home letting agents will have the marketing budget for TV advertising, increasing awareness of UK cottage holidays will no doubt have a positive knock on effect for all involved in

Boshers Ltdnoreply@blogger.com0Bideford, Devon EX39 3HN, UK51.0100499 -4.233829951.0075524 -4.2387654 51.012547399999995 -4.2288944tag:blogger.com,1999:blog-4487228082030204438.post-75111720434691945112011-12-28T16:59:00.001Z2011-12-29T09:01:02.608Z

As all good holiday home agents and owners know, there are responsibilities that come with letting your holiday home commercially, one of the most important responsibilities at this time of year is gas safety – Boshers Ltd the UK holiday home insurance specialists says that agents and their landlords really must ensure that their gas appliances are safe. Landlords and holiday home owners can

Boshers Ltdnoreply@blogger.com0Bideford, Devon EX39 3HN, UK51.0100499 -4.233829951.0075524 -4.2387654 51.012547399999995 -4.2288944tag:blogger.com,1999:blog-4487228082030204438.post-18746023653908642192011-12-13T16:30:00.000Z2011-12-13T16:34:19.847Z

Our normal opening hours are Monday through to Friday from 8:30am - 5:00pm. Throughout the Christmas and New Year break we will be open as usual except for the Bank Holidays when our office will be closed.  For full details click: Boshers Christmas Opening Hours    We hope that you will enjoy an incident free Christmas, however should you be unfortunate enough to need to claim on your

Boshers Ltdnoreply@blogger.com0Bideford, Devon EX39 3HN, UK51.0100499 -4.233829951.0075524 -4.2387654 51.012547399999995 -4.2288944tag:blogger.com,1999:blog-4487228082030204438.post-77267392593978718692011-12-13T15:49:00.000Z2011-12-13T16:13:23.453Z

Mark Lavington Cert CII Boshers Ltd  As Britain is once again being battered by rain, wind and snow we would like to remind our holiday home insurance policyholders of the conditions applying when your holiday homes are unoccupied. It is likely that over the coming months your holiday home may be unoccupied for periods of time. It is for this reason that I would like to remind those of you

Boshers Ltdnoreply@blogger.com1Bideford, Devon EX39 3HN, UK51.0100499 -4.233829951.0075524 -4.2387654 51.012547399999995 -4.2288944tag:blogger.com,1999:blog-4487228082030204438.post-79887428658421328232011-11-21T15:19:00.001Z2011-11-23T09:41:16.372Z

Our holiday home insurance and household insurance underwriters, Ecclesiastical have produced these useful Winter Risks Advice guides to share with you. The extremely cold winters of the last two years have led to many businesses and holiday home owners sustaining losses from burst pipes, weight of snow on roofs and ingress of water. There are a number of simple but effective steps businesses

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-1690277765923973522011-11-21T13:57:00.001Z2011-11-22T16:24:28.107Z

Which? Recommended Provider for home insurance The UK’s leading consumer rights group Which? have awarded Ecclesiastical Recommended Provider status for their home insurance cover and customer service. Their home insurance has been judged by Which? experts to be a quality insurance product backed by great customer service.  Strong positive feedback from Which? members who bought

Boshers Ltdnoreply@blogger.comtag:blogger.com,1999:blog-4487228082030204438.post-61020454549096606982011-11-21T10:16:00.001Z2011-11-23T08:52:20.901Z

Boshers holiday home insurance scheme underwriters, Ecclesiastical have produced an  informative video containing Winter risk advice for businesses and charities.  The points raised are equally as important to holiday home and cottage complex owners. Please take a minute to watch Winter risk advice for businesses and charities   

Boshers Ltdnoreply@blogger.comtag:blogger.com,1999:blog-4487228082030204438.post-91165840554732814392011-11-08T12:02:00.000Z2011-11-08T12:03:43.209Z

Scottish Water are warning their customers including holiday home owners to "Be Prepared This Winter | heat, insulate and protect your home." Boshers support Scottish Water in their campaign to educate our holiday home insurance clients with holiday cottages in the Scottish Water authority area. Read their winter code and be prepared for Winter! 

Boshers Ltdnoreply@blogger.com2tag:blogger.com,1999:blog-4487228082030204438.post-75917625173104596592011-10-27T16:26:00.000+01:002011-10-27T16:30:13.694+01:00

Treating your holiday let to a maintenance check will help keep your holiday home safe for you and your guests and reduce the risks of holiday home insurance claims. 1. GAS AND OIL SAFETY - Do you have Gas or Oil fired appliances? If yes; arrange for a registered gas or oil engineer to service your appliances in accordance with the manufacturers instructions and to carry out annual safety

Boshers Ltdnoreply@blogger.com0Bideford, Devon EX39 3HN, UK51.0099788 -4.234254151.0074813 -4.2391896000000004 51.012476299999996 -4.2293186tag:blogger.com,1999:blog-4487228082030204438.post-55700543081211629772011-10-27T15:40:00.002+01:002011-10-27T15:42:22.779+01:00

Whether your holiday let or holiday cottage letting complex is a Grade 1 or 2 Listed Building in England or Wales or a Grade A or B Listed Property in Scotland our holiday home insurance may meet your needs. Subject to standard underwriting factors including post code area and property construction being acceptable we will endevour to help.   Holiday Home Insurance for Listed Properties

Boshers Ltdnoreply@blogger.com0Bideford, Devon EX39 3HN, UK51.0099788 -4.234254151.0074813 -4.2391896000000004 51.012476299999996 -4.2293186tag:blogger.com,1999:blog-4487228082030204438.post-10965243350074406672011-10-14T12:00:00.000+01:002011-10-14T16:12:41.346+01:00

No doubt holiday let owners who take bookings direct and holiday letting agencies alike get phishing emails on a regular basis. We just wanted to make you aware of this one that has just landed in our holiday home insurance quote enquiry inbox on the basis that forwarned is forearmed.. Sent: 13 October 2011 19:49 Subject: booking Sir / Madam, I have a booking request from 2 couples (4

Boshers Ltdnoreply@blogger.com2tag:blogger.com,1999:blog-4487228082030204438.post-90840437171653967752011-09-16T16:39:00.000+01:002011-09-21T14:31:54.551+01:00

Don't get caught out by the freezing weather this winter! Last years prolonged big freeze affected thousands of holiday homes, with freezing temperatures leading to burst pipes and extensive property damage throughout the UK. Escape of water can devastate a holiday home and is one of the most common causes of holiday home insurance claims... Please take every precaution to reduce the

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-58398544369730947642011-09-06T16:40:00.003+01:002011-09-07T10:04:39.084+01:00

Boshers are pleased to bring you their top ten holiday home insurance blogs from 2011. These articles will be of interest to owners of UK furnished holiday lets. Enjoy reading them....     1.Top Tip To Deter Holiday Home Thefts  2.Free Impartial Advice On Energy Saving For Home Owners   3.Visit England Launches Free Guide On Accessible Tourism    4.Holiday Home Insurance - FAQ's

Boshers Ltdnoreply@blogger.com1tag:blogger.com,1999:blog-4487228082030204438.post-19106235557671232492011-09-06T15:27:00.001+01:002011-09-06T15:27:42.802+01:00

Price reductions are becoming an increasingly common occurrence in the popular second-home market of the South West, as sellers find themselves forced to cut asking prices to achieve a sale, according to property agents. Read on here

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-71310729376773270322011-09-05T11:33:00.002+01:002011-09-05T11:33:44.201+01:00

Ever increasing competition in the furnished holiday let market has led to the majority of holiday homes being furnished with high quality decor, furniture and audio-visual equipment. Whilst thankfully thefts from holiday homes, either by guests or opportunistic thieves are uncommon, it is sensible to take reasonable precautions to protect your property.  Crimestoppers Property ProtectorTM is

Boshers Ltdnoreply@blogger.com0Bideford, Devon EX39 3HN, UK51.0099788 -4.234254151.0074813 -4.2391896000000004 51.012476299999996 -4.2293186tag:blogger.com,1999:blog-4487228082030204438.post-61102182603738778672011-08-15T15:27:00.003+01:002011-08-15T15:49:06.241+01:00

The Employers Liability Tracing Office (ELTO) is a new independent industry body which has been set up to make it easier for injured employees to trace their employer’s Employers Liability (EL) insurers. Given the long-tail nature of EL insurance, sometimes by the time a claim arises, it can be difficult to determine who the EL insurers were. To solve this industry issue, a centralised Employers

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-65302821347780269792011-08-10T09:39:00.003+01:002011-08-10T10:30:58.268+01:00

During the unfortunate incidents in London and other major cities in the UK over the last few days many homes and businesses have been devastated by fire, theft or general malicious damage. If you have concerns that your property or business may be at risk over the coming days the following advice should help you minimise the risk of damage from riots or subsequent looting: Liaison with your

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-58618767406186786092011-08-02T09:44:00.000+01:002011-08-02T09:44:02.680+01:00

August is a month for wishful thinking. Outside the estate agents' windows in attractive tourist towns around Britain, incomers in their shorts ogle properties, longing to make their summer getaway into something more permanent. Thanks to the general economic uncertainty — not to mention continuing difficulties with mortgages — few will be likely to follow through. Even so, in its latest

Boshers Ltdnoreply@blogger.com1tag:blogger.com,1999:blog-4487228082030204438.post-1774340453484704292011-07-05T14:36:00.000+01:002011-07-05T14:36:49.898+01:00

Holiday home owners should be aware that certain models of Beko fridge freezers have a fault which can lead to them catching fire. This informative article in the Independent explains, read on here

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-37182644248911042562011-06-24T16:41:00.000+01:002011-06-24T16:41:35.014+01:00

Are you considering energy saving measures for your home or holiday home property? Installing extra insulation in your attic or cavity walls, maybe installing renewable energy gadgets such as solar panels for your heating? The Energy Saving Trust is a non-profit organisation that provides free and impartial advice on energy saving. If you are considering generating your own hot water or

Boshers Ltdnoreply@blogger.com1tag:blogger.com,1999:blog-4487228082030204438.post-50267810700364992402011-06-24T10:35:00.000+01:002011-06-24T10:35:07.695+01:00

If you are considering purchasing a second home in the UK to run as a holiday let business, you will find this informative article `Making the web work for you' in Holiday Villas And Cottages Magazine of interest. Read the full article here In order to protect your property and your guests, selecting the right holiday home insurance for your new purchase is very important. Once you have a

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-75488011191740616472011-06-24T09:45:00.003+01:002011-06-29T15:13:50.680+01:00

VisitEngland has launched the most comprehensive business case for accessible tourism in England. The booklet entitled `At Your Service' provides advice on a lucrative market worth over £2 billion. If you make adaptions to your holiday home to make them more accessible for people with disabilities, please consider increasing your buildings and contents sum insured on your holiday home insurance

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-85967821111727066552011-06-20T17:02:00.000+01:002011-06-20T17:02:35.142+01:00

If you have any questions regarding your Holiday Home Insurance feel free to call us. Out of hours you may find the answers you are looking for on the Holiday Home Insurance Frequently Asked Questions page on our website, to read on click here

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-78693635332058188022011-06-20T08:49:00.001+01:002011-06-20T08:51:34.370+01:00

Fewer holidaying in West Country - survey

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-8566286562979253132011-06-15T20:23:00.002+01:002011-06-15T20:46:55.157+01:00

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-28917979294839925032011-05-23T11:11:00.013+01:002011-06-06T12:51:13.293+01:00

Please "Like" us on Facebook and you'll be kept informed about important holiday home insurance developments and noteworthy news of interest to holiday home owners. Once we have 250 Likes on our Facebook page we'll choose a fan at random and post them a C500, the UK's first Police Approved key safe...read all about it here..!   Many thanks in anticipation...

Boshers Ltdnoreply@blogger.com1tag:blogger.com,1999:blog-4487228082030204438.post-25247677831479243972011-05-23T10:10:00.004+01:002011-05-23T16:21:06.075+01:00

Holiday Home Insurance - www.boshers.co.uk  Boshers Holiday Home Insurance policy has been re-worded with effect from 1st May 2011.  The new policy will apply to all new business and renewals effective on or after this date. We have worked closely with our underwriters Ecclesiastical to improve the holiday home insurance cover and to present it in a plain english manner. As well as a

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-10614490818112673992011-05-19T09:58:00.004+01:002011-05-23T13:42:39.392+01:00

One benefit of our holiday home insurance policy is that the comprehensive cover provided to holiday home owners accomodates the use of Key Safes to make it more convenient for guest changeovers. All our underwriters ask is that you take sensible precautions such as those covered in our previous blog, You, Your Holiday Home Insurance and Key Safes. As part of our service to holiday home

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-1766585436741581842011-04-05T11:36:00.001+01:002011-04-05T11:36:42.857+01:00

On 30th June 2011 a piece of legislation comes into effect that will ensure that an Energy Performance Certificate or EPC is required on Holiday Lettings. This will bring Holiday Lets into line with other properties that need an EPC, such as those currently required on sales and rental basis. As of the 30th June 2011 any property that is let on a holiday basis for a combined period of four

Boshers Ltdnoreply@blogger.com2tag:blogger.com,1999:blog-4487228082030204438.post-36804396279844795432011-03-22T12:00:00.000Z2011-03-22T12:00:46.824Z

Time is running out for holiday cottage owners to upgrade their property while simultaneously cutting their tax bills. A £30m tax break, which cuts the cost of second homes for more than 65,000 families, is to be withdrawn next month because of EU laws. Read the full article here 

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-26446593586893291552011-03-21T10:36:00.003Z2011-03-25T15:14:09.324Z

Our lettest e-Newsletter for furnished holiday home owners "Tips For Safe Holiday Home Letting" is available by clicking here In this issue:  Holiday home Maintenance Checklist - ensure your holiday home is safe to let and reduce the risk of holiday home insurance claims.  Holiday Home Owners Warned - Increase In Theft Of Heating Oil! Is your holiday home underinsured?  Read these articles and

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-31684431257469836292011-03-18T09:58:00.001Z2011-03-18T10:10:02.170Z

Ensure your holiday home is safe to let and reduce the risk of holiday home insurance claims in 2011. We have compiled this as an aide memoire, it is not an exhaustive list so feel free to leave your own comments and suggestions below.    Your holiday home  Do you have GAS APPLIANCES? If you do, have you arranged for your GAS SAFETY registered engineer to (a) service your gas appliances and

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-374016191386505052011-03-16T15:09:00.001Z2011-03-16T15:11:10.791Z

Holiday Home Insurance Specialist, Boshers Ltd has received the 2010 All Star Award from Constant Contact®, Inc., the trusted marketing advisor to more than 400,000 small organizations worldwide. Boshers is one of Constant Contact’s 2010 top performers and most prolific user of its email marketing tools. Boshers Marketing Director, Mark Lavington, commented; "We’re happy to be recognized by

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-87739270896753942502011-03-07T14:55:00.002Z2011-03-07T14:56:19.632Z

The cost of heating oil has increased significantly recently and this has resulted in more thefts of oil from holiday homes and elsewhere. The first indication that a theft has taken place is usually when a holiday home's heating system doesn’t work. The assumption is often made that the boiler is at fault, but regrettably the problem is often simply no oil. Thefts vary from small amounts being

Boshers Ltdnoreply@blogger.com1tag:blogger.com,1999:blog-4487228082030204438.post-21133204158948121982011-02-17T10:40:00.004Z2011-03-25T15:14:49.450Z

UK Holiday home owners may find our latest email news bulletin of interest: Seven Tips For Safe Holiday Home Letting 

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-33961491487734896352011-02-04T11:49:00.001Z2011-02-25T14:15:15.832Z

Boshers advises UK holiday home owners to use quieter periods, such as the Winter months to carry out essential maintenance checks so their properties are protected from inclement weather and in tip top order for the following letting season. Mark Lavington, says: “Many weather related insurance claims could be avoided if holiday home owners were to give their holiday letting properties a

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-70072086950633291512011-02-03T11:16:00.001Z2011-02-03T11:18:35.128Z

New rules on furnished holiday lets will make it more difficult to let certain properties, reduce the number available and act as a barrier to new entrants to the industry. That is the verdict of a Westcountry expert on holiday lettings who is urging affected businesses to express their concerns to Government before consultation on the new rules ends next week (February 9). John Endacott, tax

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-38214926208766036012010-12-22T16:40:00.001Z2010-12-22T16:44:58.245Z

Listed below are our top ten holiday home insurance blogs from 2010. Full of informative holiday home insurance tips and hints for furnished holiday let owners in the UK. Holiday Home Owners Are Warned To Be Prepared For The Thaw Electrical Safety Advice For Furnished Holiday Let Owners  Holiday Home Insurance FHL Owners Require Liability Cover - Why? Holiday Home Insurance - Are You Fully

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-39188158054019258352010-12-10T12:15:00.000Z2010-12-10T12:15:37.270Z

Boshers commerical insurance and holiday home insurance teams have settled into our new office without too many hitches. Our phones have been busy with both new enquiries and a flurry of claims as a result of the very cold weather experienced across the UK recently.   Details of our new location and a link to our google map can found at http://www.boshers.co.uk/ or call us on 01237 429444 for

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-91906992153947349832010-12-10T09:34:00.001Z2010-12-10T09:36:56.511Z

Winter 2010-11 already shows signs of being an unusually cold one throughout the UK. The Met Office forecasters are suggesting that the cold spell which began in November could persist well into January. After a decade or more of relatively mild conditions the sub-zero temperatures of the past three winters have taken some holiday home owners by surprise. As a result escape of water claims have

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-77486534044785803042010-11-26T14:41:00.000Z2010-11-26T14:41:58.827Z

Ecclesiastical Insurance have produced a useful aid for home owners titled Winter hints and tips.  Download your copy here and keep your homes safe from the worst of the weather.  

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-53809019987977379302010-11-17T17:05:00.000Z2010-11-17T17:05:00.388Z

As you may be aware a number of areas in Cornwall are currently affected by flooding. The Environment Agency has now issued a number of flood warnings in the South West & Wales. Ecclesiastical have issued guidance to those affected by todays flooding. For further information click here  

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-52014748084574451902010-11-16T16:17:00.002Z2010-11-16T16:26:34.006Z

We are pleased to announce that we will be moving to newly refurbished purpose built offices on Monday the 22nd November 2010.   Our new offices have extensive IT and phone sytems to further improve our efficiency and service standards. That said, it is possible that our phone systems will be down for a time between 3:00pm and close of business at 5:00pm on Friday 19th November.  Apologies in

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-10943274529411338272010-10-26T09:28:00.000+01:002010-10-26T09:28:44.886+01:00

A recent report by Knight Frank examines the growing demand for new-build holiday homes in the UK. The report highlights some interesting statistics such as in the three years up until the beginning of 2010, the growth in nights spent in self-catering apartments grew by 67% to 9.2m and the number of nights in self-catering houses, cottages and lodges grew 20% to 20.8m. In terms of age groups

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-18502986786140686432010-10-25T14:10:00.001+01:002010-10-25T14:23:21.082+01:00

Electrical safety is a serious business - unsafe electrical installations cause around 31 deaths, over 8,000 house fires and 1,150 serious injuries each year*. What's more, most accidents can be prevented. Statistically, rented properties such as furnished holiday lets are more at risk than owner/occupier homes, as they tend to get more wear and tear. As a holiday home owner it is your

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-2403832803721691492010-08-02T11:03:00.000+01:002010-08-02T11:03:18.116+01:00

HM Treasury in conjuction with HM Revenue & Customs have published a consultation document on proposed changes to the special tax rules for furnished holiday lettings.  FHL Consultation The consultaion is on proposals to ensure the tax rules for furnished holiday lettings are fully compliant with EU law and are better targeted at holiday letting businesses that are run commercial for profit

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-21553178018388043992010-07-16T16:08:00.005+01:002010-07-20T13:46:59.303+01:00

When taking out holiday home insurance buildings cover you will be asked for your holiday home's rebuild cost and this amount will decide how much you need to insure the property for. Their are two main ways to find your home's rebuild cost; hire a surveyor or or use a rebuild calculator. Read more here: Is Your Holiday Home Properly Insured ? 

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-471850560038220502010-07-16T12:45:00.001+01:002011-10-25T11:04:18.010+01:00

Holiday Home Owners are considered as Landlords under HSE legislation and therefore have specific legal responsibilitities to their guests (tenants) when it comes to gas safety. In order to comply with the legislation all furnished holiday let owners should have all the gas appliances and gas boilers in their holiday homes serviced in accordance with the manufacturers guidelines and have a Gas

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-23109518285841628902010-07-12T15:33:00.003+01:002010-07-21T10:01:37.995+01:00

In a competive domestic self-catering holiday market, holiday home owners are increasingly turning to property improvements to increase the WOW FACTOR and appeal of their holiday homes, cottages and apartments.  When planning to undertake major improvements which go beyond new decor, owners are reminded to contact their holiday home insurance provider for advices prior to the work commencing and

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-30199651932159220392010-07-12T14:49:00.001+01:002010-07-12T14:53:18.105+01:00

We are always looking for interesting snippets of relevant information to bring to our holiday home insurance clients. This extract is from our own accountants, Stevens & Willey and featured in their Summer 2010 newsletter. The favourable Furnished Holiday Lettings tax rules are to be with us until April 2011 at least. Rather than continue with the withdrawal of the rules proposed by the

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-82314286329551041172010-07-06T11:45:00.000+01:002010-07-06T11:45:03.648+01:00

As a responsible holiday home owner you will always ensure that your holiday home is as safe an environment as possible for your guests and employee’s to frequent. However, it is often the unforeseen that will cause accidents leading to compensation claims which can be substantial. A slippery path, a loose paving slab, weather beaten garden furniture! – Have you inspected yours lately? A

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-19522306632426562202010-06-29T11:37:00.005+01:002010-06-30T11:41:57.443+01:00

Holiday Let Owners can now keep up to date with useful snippets of information on all aspects of running a Furnished Holiday Let as well as useful Holiday Home Insurance information by visiting us at Boshers | Facebook Page.  Visit now and become a friend - just click on the link Boshers | Facebook Page

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-51753043242818578132010-06-23T08:41:00.007+01:002010-06-23T10:19:00.613+01:00

Tax Specialist, John Endacott of Accountants, Winter Rule welcomes the Emergency Budget announcements on the Furnished Holiday Let Rules.    He commented; "The announcement today is in line with my most recent discussion with the Treasury specialists. I cautioned against premature action and stressed the need to better research the potential impact of any changes. Part of this was asking for any

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-73707663811200119032010-06-22T15:58:00.001+01:002010-06-22T16:28:28.858+01:00

Today the Chancellor of the Exchequer has set out his Budget. The measures announced will reduce the deficit, introduce a fairer tax system, and encourage an enterprise and growth agenda in the UK. The Budget 2009 proposal to repeal the special tax rules for furnished holiday lettings will not be implemented. Instead, the Government will consult over the summer on an alternative proposal to

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-7939279707894102892010-06-22T14:22:00.002+01:002010-06-22T14:22:52.956+01:00

Holiday Home Insurance purchasers will today breathe a sigh of relief that in todays Emergency Budget, the Chancellor, George Osbourne announced that Insurance Premium Tax (IPT) will only be increased by 1% to a total of 6%. This increase follows widespread speculation that he would use the Emergency Budget to announce a far larger hike in the tax.     

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-54763637895128389862010-06-01T16:06:00.005+01:002010-06-02T14:53:03.850+01:00

Thankfully the risk of squatters occupying well managed holiday cottages marketed at a fair rate to ensure high occupancy throughout the year is slim. However with problems surrounding the supply of affordable housing in rural and coastal areas the threat is ever present. Not all holiday home insurance policies are the same and certainly do not offer equal value for money. Boshers holiday home

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-71172000451464216942010-05-28T14:07:00.001+01:002010-05-28T14:08:24.873+01:00

Owners should consider their Holiday Home Insurance provider wisely. By choosing to partner with Boshers as your broker and Ecclesiastical Insurance as your underwriter, you will benefit from the following: Peace of Mind - we have worked closely with our Holiday Home Insurance underwriter Ecclesiastical, holiday letting agents and owners for two decades to create a comprehensive insurance

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-33108885926459667352010-04-14T11:03:00.010+01:002010-04-14T11:20:52.173+01:00

Holiday home insurance specialists, Boshers Ltd advise furnished holiday let owners to review their cover and in particular to check that sums insured are correct. Mark Lavington, Director of Boshers Ltd said that, “many holiday home owners will find that their holiday home insurance falls due for renewal during the Spring and early Summer as this is often when properties were purchased or began

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-27996341070730943792010-04-09T11:58:00.002+01:002010-04-09T12:03:58.090+01:00

According to various articles in the press, the Government has dropped the removal of tax relief on Furnished Holiday Lettings. This was one of several tax increases in the Budget, due to be enacted before Parliament was dissolved prior to the General Election on the 6th May. The tax increases were abandoned after negotiations to fast-track the Finance Act through Parliament ahead of the

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-49181408263739010502010-03-25T15:39:00.002Z2010-03-25T16:27:53.239Z

As announced last year, the tax advantages of Furnished Holiday Letting businesses will be withdrawn with effect from 6th April 2010. Income from FHL will be treated in the same way as income from other property rents. This means there will be less advantageous offset of losses and a number of Capital Gains Tax (CGT) reliefs will no longer be available. However according to our accountants, it

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-14642112070215413142010-03-12T09:46:00.001Z2010-03-12T11:36:15.493Z

As an insurance broker, specialising in holiday home insurance for furnished holiday lets across the UK; we are increasingly being asked questions by owners and their agents regarding legislation surrounding the operation of a holiday cottage. Insurance is our speciality and we are not lawyers, so we will often seek our own guidance from the relevant authority. A recent query was regarding

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-70399250555523988942010-02-11T14:40:00.002Z2011-03-25T15:21:17.908Z

Security precautions when installing Key Safes at your holiday home.  Firstly check with your holiday home insurance broker that the use of Key Safes is acceptable. There may be specific warranties that you will need to adhere to in order not to invalidate your holiday home insurance cover. The use of a good quality Key Safe to help manage access to your property by guests on arrival is by far

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-91219382947123664802010-02-05T09:58:00.000Z2010-02-05T09:58:39.130Z

Winter is far from over yet, if todays news headlines are to be believed. Having already experienced one of the coldest winters for decades, arctic weather is set to return next week. Quality Holiday Home Insurance will give holiday home owners peace of mind, although prevention is better than cure. The last thing that any second home owners wants to discover in their holiday home is collapsed

Boshers Ltdnoreply@blogger.com1tag:blogger.com,1999:blog-4487228082030204438.post-90591097442552629862010-01-26T14:47:00.000Z2010-01-26T14:47:15.911Z

Letting your holiday home commercially has many benefits, however as with running any business it isn't without risk. It is therefore important to get the right holiday home insurance cover. Many holiday home owners may unwittingly be relying on normal home insurance cover or even more disconcerting have no cover at all. Insurance brokers like Boshers of http://www.boshers.co.uk/ understand

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-62031515634771471032010-01-18T16:26:00.000Z2010-01-18T16:26:14.206Z

The popularity of the iPhone has been fuelled by the huge range of applications available for users to download. More than a million "apps" will find the nearest cash point, teach you french or provide the latest news headlines. There are also hundreds of apps that promise to help you manage your money. Here Times Money has put together a list of the 25 best financial iPhone apps. Read on here

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-91537120973888481972010-01-11T15:30:00.001Z2010-01-11T15:32:30.335Z

We are here and ready to help. To make a claim, call us Monday to Friday 8.30-5pm on 01237 429444 or Ecclesiastical on 0845 603 8381, 24 hours a day, 7 days a week The cost and personal inconvenience caused by a burst pipe claim can be considerable with claims often running into many thousands of pounds. Just a small fracture can release hundreds of gallons of water into your property;

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-506344777570187812010-01-07T14:55:00.000Z2010-01-07T14:55:02.826Z

Under the Furnished Holiday Lettings rules, income from furnished holiday accommodation may be treated as income from a trade for tax purposes, although generally the letting of property is not a trade. In the 2009 Budget the Government announced that FHL rules would be repealed from April 2010, raising about £20m in 2011/12. Despite representation from home owners, landlords, and the tourist

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-62154035973241733892009-12-22T15:55:00.003Z2009-12-22T15:57:52.343Z

From the news - source Travolution Holiday Cottages Group (HCG), the UK’s number one holiday cottage rental agency with more than 10,000 properties in the UK, is launching its first TV campaign in three years. The advert will premiere on Boxing Day and run throughout quarter one. Holiday Cottages Group has reported sales of domestic holidays are up by 12 percent on 2008 and following this

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-69125189158493353722009-12-21T13:46:00.003Z2009-12-22T15:29:16.446Z

Are you thinking about turning an old barn, brewery or bakery into a holiday let? Or any other pre-1945 building? If so, and you would like free advice on the project, read on. In conjunction with Robert Hill of the Historic Building Advisory Service, Holiday Villas and Cottages are planning a new ‘house doctor’ series that welcomes questions from readers about any aspect of planning, building

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-31962771841591935462009-12-21T11:52:00.002Z2009-12-21T13:14:49.169Z

Insulate Your Water Pipes Against the Big Freeze Rugging up is essential for both people and water pipes during this icy snap, with pipes likely to freeze as temperatures continue to plummet. Boshers Holiday Home Insurance Specialists offer the following advice about fixing frozen pipes in your holiday homes, but with a little preventative investment people can avoid major costly repairs in

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-83356911035582853232009-12-10T13:31:00.004Z2009-12-10T13:53:50.096Z

The Chancellor has confirmed that the Furnished Holiday Lettings Rules will be withdrawn from 2010/11. Self-catering industry bodies continue to lobby the government. In the meantime Boshers Holiday Home Insurance clients can purchase a copy of Furnished Holiday Lets - your Emergency Tax Planning Guide at a 30% discount via a link at boshers.co.uk/articles   

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-10549626554784920362009-12-07T09:31:00.006Z2009-12-07T09:43:47.810Z

Here is another Tax Guide written by renowned property tax expert Carl Bayley and published by respected Taxation advisors, Tax-Cafe.co.uk.  Holiday Home Insurance Specialists, Boshers Ltd have negotiated a 30% discount off the purchase price of £24.95 + £1.95 P&P for our clients and friends. For discount code details and information on how to purchase a copy click this link: Furnished Holiday

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-54327144912874696152009-12-02T09:10:00.002Z2009-12-02T09:11:29.537Z

The Minister of State, Department for Culture, Media and Sport (Margaret Hodge) recently reported to the House Of Commons. "The number of overseas tourists who visited England in each of the past three years is as follows: in 2006, 27,586,288; in 2007, 27,794,425; in 2008, 27,291,584. Figures for 2009 show a downward trend in numbers, reflecting the global recession and particularly a downturn

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-7466664141419379782009-11-30T16:36:00.000Z2009-11-30T16:36:21.315Z

Holiday Homes and Holiday Cottages in the UK can be particularly susceptible to water damage caused by burst pipes, as they often lay empty for days at a time during the low season. According to the weather forecasters, tonight will bring the first widespread frost of this winter. Please ensure that you have taken preventative measures to reduce the risk of water damage due to frozen pipes

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-50487468082637753592009-11-20T15:21:00.000Z2009-11-20T15:21:43.644Z

Specialist Holiday Home Insurance broker, Boshers Ltd suggests that holiday home owners would be wise to inspect their furnished holiday lets more frequently during periods of adverse weather, irrespective of their holiday home insurance policies minimum inspection requirements. Already this winter the UK has been buffeted by a number of storms, bringing high winds, heavy rain and flooding.

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-34150508802405592082009-11-20T10:39:00.003Z2009-11-20T10:54:31.054Z

Ten Tips To Protect yourself and your holiday home in the event of flooding: Gather essential items together either upstairs or in a high place. Fill containers such as kettles and saucepans with clean water. Move your family and pets upstairs, or to a high place with a means of escape. Turn off gas, electricity and water supplies when flood water is about to enter your holiday home if safe to

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-9761297615261592522009-11-20T10:09:00.002Z2009-11-20T10:55:34.438Z

Latest Met Office Warning: Unsettled weather is expected to continue across the UK over the next few days, with heavy rain and gale-force winds bringing the risk of flooding in places. In the 24 hours to 11 a.m. Thursday, Seathwaite (Cumbria) has recorded 173 mm of rain, Shap (Cumbria) 71.6 mm, Keswick (Cumbria) 64.2 mm and Eskdalemuir (Dumfries and Galloway) 57.8 mm. The heaviest of the

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-79209891822777137102009-10-21T15:50:00.002+01:002011-02-04T11:46:53.130Z

Boshers advises UK holiday home owners to use quieter periods, such as the Winter months to carry out essential maintenance checks so their properties are protected from inclement weather and in tip top order for the following letting season. Mark Lavington, says: “Many weather related insurance claims could be avoided if holiday home owners were to give their holiday letting properties a

Boshers Ltdnoreply@blogger.com1tag:blogger.com,1999:blog-4487228082030204438.post-47401962474837123172009-10-08T11:54:00.005+01:002009-10-08T16:03:15.834+01:00

More Britons opted for "staycations" in the UK in first half of the year, providing a much needed boost for domestic tourism. The number of holidays taken in England by UK residents rose by 14% compared to the same period last year. That amounted to 2.6 million more trips and more than 9.1 million extra nights holiday, according to VisitEngland. The recession and the falling value of the

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-50054201765193250292009-09-25T14:07:00.008+01:002011-02-17T13:31:59.782Z

Although the UK has a fairly good record of electrical safety, there are still over 30 deaths and nearly 4000 injuries from electrical accidents and the 8000 fires that occur in the home each year. Most of the accidents in the home involve faults in, or misuse of, domestic appliances, flexes plugs or connectors. A large number are related to electrical maintenance or DIY activities. The major

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-89719187355104108962009-09-18T14:10:00.001+01:002009-09-18T14:11:30.381+01:00

The Federation of National Self Catering Associations was founded to provide a forum for bodies representing the interests of owners or operators of self-catering holiday accomodation, thus facilititating the the exchange of information and debate on matters of common interest. They have a number of other very worthy aims and objectives which include making representations to offical bodies as

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-6925853561861645192009-09-17T15:53:00.003+01:002009-09-18T13:36:13.984+01:00

An amendment to the Regulations made in 1993 requires that all furniture supplied within rented accommodation (including those classified as ‘fixtures and fittings’) needs to meet the full requirements of the Regulations. These include holiday homes and residential furnished accommodation (such as houses, flats and bed-sits) which are let in the course of business, and affect persons who let

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-26460851068410098352009-08-26T16:49:00.003+01:002009-08-26T17:02:55.132+01:00

Telegraph.co.uk - Fashion for wood burning stoves prompts record year for thatched cottage fires. Thatched roofs are going up in smoke in increasing numbers because of the new fashion for wood burning stoves and the inexperience of a new breed of second home owner, according to experts. Read more here

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-8907968898911770032009-08-25T09:56:00.011+01:002009-09-15T09:35:05.120+01:00

Almost three years have passed since the law known as the Regulatory reform (Fire Safety) Order 2005, was introduced in October 2006. Despite the passing of time, Fire Safety Risk Assessments for holiday home owners remains, if you will excuse the pun, 'a hot topic'. As specialist providers of holiday home insurance for UK lets, this topic is raised frequently during discussions that we have

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-52118429749636296182009-08-11T11:25:00.001+01:002009-08-11T11:29:09.902+01:00

A GOVERNMENT tax change that could cause the closure of holiday lettings, an increase in second homes and cost the county’s economy an estimated £5 million has been slammed by tourism promoters, owners of holiday homes and MPs. The Government announced in the last Budget that it was proposing changes to the tax laws related to furnished holiday lettings, which, if they were passed would become

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-30054822786663767672009-08-07T15:03:00.003+01:002009-08-07T15:19:14.931+01:00

Controversial Government plans to change the tax rules on furnished holiday lets will be a direct threat to new investment in the tourism sector, according to our new survey. We have established that the proposed removal of tax breaks on capital investment was highlighted as the top concern by 93% of holiday let owners and agents who attended a recent series of roadshows.The Government announced

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-14024393380672085052009-07-30T16:52:00.007+01:002009-07-31T09:44:08.773+01:00

A new gas registration scheme was introduced on April 1 in Great Britain. The new scheme, Gas Safe Register, is delivered under an agreement with the Health and Safety Executive (HSE) and replaces the CORGI gas register which ended on 31 March. Landlords’ legal duties in relation to domestic gas under the Gas Safety (Installation and Use) Regulations 1998 apply to a wide range of accommodation,

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-82065569923612742112009-07-23T14:19:00.008+01:002009-07-30T15:05:45.577+01:00

POLICY TRIGGER FOR LOSS OF RENTAL INCOMELoss of Rental Income Insurance often includes cover for closure of premises due to an outbreak of ‘Notifiable Human Disease’. Cover can be triggered when the authorities issue instructions that either require closure of or hinder access to the holiday home premises.Voluntary decisions to close premises on a precautionary basis will not give rise to valid

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-20452232933127200332009-05-29T16:13:00.011+01:002009-06-09T14:05:33.331+01:00

Barbecue summer or not, if you provide a BBQ for your guests to use at your holiday home you would be wise to give this consideration in your risk assessment and provide some safety guidelines for your guests. You may wish to consider some of the following tips: Many people are injured each year because they did not take a few simple safety measures. The following guidance will make sure that

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-33329669817468657092009-04-30T15:47:00.003+01:002009-04-30T15:56:27.865+01:00

A campaign has been launched to fight proposed tax changes that could impact on thousands of rural business across the region.Hidden in the small print of last week’s Budget were plans to change the tax regime for people who let property as holiday accommodation.The Government, in an effort to bring the UK in line with EU law, is planning to scrap various tax reliefs available on furnished

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-48016915739500275012009-04-30T12:41:00.005+01:002009-04-30T15:57:24.731+01:00

'Hot and dry' UK summer forecast. The UK is "odds on for a barbecue summer", with no repeat of the washouts of the last two years, according to Met Office forecasters.Temperatures are likely to be warmer than average across the UK, topping 30C at times.Rainfall should be "near or below average" for the three months of summer, the forecasters say. Read more here

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-29043911528709111662009-01-14T10:53:00.012Z2009-01-14T12:02:50.751Z

Holiday Home Used As Cannabis Factory - The following story appeared in the Western Morning News on the 6th January 2009. A MASSIVE Vietnamese-style cannabis factory has been discovered in Cornwall – the first of its kind in the county.Devon and Cornwall Police found hundreds of well-established plants in an old millhouse in a village near Padstow, on the North Cornwall coast. The windows of the

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-34099130703313993302008-11-04T10:09:00.010Z2008-11-05T17:00:28.192Z

That time of the year is upon us when your holiday let may be unnocupied for a few weeks at a time. Owners must ensure that they check and abide by any policy warranties. A warranty is a policy condition which must be adhered to otherwise cover could be revoked and claims unpaid.Boshers Holiday Home Insurance Policies have the following warranties. We believe that adhering to them is not only

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-49009608813700211192008-10-06T15:46:00.005+01:002008-10-08T15:43:12.000+01:00

Boshers advises UK holiday home owners to use quieter periods,such as the Winter months to carry out essential maintenance checks so their properties are protected from inclement weather and in tip top order for the following letting season.Mark Lavington, says: “Many weather related claims could be avoided if holiday home owners were to give their holiday letting properties a winter health check

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-11206776565552807272008-09-24T14:14:00.007+01:002008-09-29T10:22:20.479+01:00

Holiday Home Insurance - Fire Precautions and PAT Testing Q and A's Question Dear Sir or Madam, My house is insured with you as a holiday let for up to 8 people, with 2 bedrooms upstairs and 2 down. I have had a fire risk assessment completed which was favourable and I'm hoping to implement the recommendations on the report. We have a number of portable electrical appliances, most of which are

Boshers Ltdnoreply@blogger.com0tag:blogger.com,1999:blog-4487228082030204438.post-55697158576729328652008-09-05T15:42:00.004+01:002008-09-05T16:15:48.186+01:00

Here at Boshers it has recently become apparent from a steady stream of holiday home insurance enquiries, that second home owners who use their country and coastal cottages for family and friends use only and often infrequently, are feeling the squeeze of the recent "credit crunch".The flipside to this is that thousands of second home owners have for many years been letting their country cottage

Boshers Ltdnoreply@blogger.com0